Chapter 15 Accident and Death, 1830–1831



How was Girard’s health described by Mr. Simpson?

Stephen Simpson remarked that Girard’s eyesight and hearing were beginning to suffer which may have led to his accident.

What do we know about Girard’s accident?

He was seriously injured while crossing the street near Second and Market, on December 22, 1830. The December 22, 1830 issue of The United States Gazette reported that he was knocked down by a wagon whose wheel hit his head and lacerated his ear.  He returned to his banking business after remaining secluded for two months.1

Another newspaper added however that Girard was quite able to help himself, that he retained his self-possession perfectly and seemed more pained by the fact that the accident had attracted attention than by the wound which he had received though it was said that the wound was far from trifling. Girard later wrote that the wheel of the wagon went over his head.2

How did Girard react when he was faced with needing a surgical procedure as a result of his accident?

He was quoted as saying:  “Go ahead doctor. I am an old sailor and can stand pain.”3

Was Girard seriously hurt?

He was hurt more seriously than he thought. He was confined to bed for two months as inflammation set in, which he also blamed on the doctors. He was in excruciating pain and chased his clerk from his room, wanting to hear about no business.4

How might one describe the year between Girard’s accident and his death?

Although weakened by his accident, Girard was bent on carrying out a full schedule of activities. His mind was still clear, although his sight and hearing were diminishing.  Had it not been for influenza that seized the city of Philadelphia during the cold month of December and did not spare Girard, but weakened him further with pneumonia, he might have lived many more years.

What were the last words spoken by Stephen Girard before he died?

After lying in a stupor, he arose from his bed. Placing his weak, thin hand on his forehead, he exclaimed: “How violent is this disorder! How very extraordinary it is!” He then died without speaking again.5

When did Stephen Girard die?

Stephen Girard died on December 26, 1831 during an influenza epidemic in Philadelphia which had taken a high toll of the city’s population. He contracted the disease that quickly developed into pneumonia and proved to be fatal. His death came about six months after his purchase of the forty-five acre farm. At the time of his death, Girard had well passed his eighty-first year. For more than fifty-five years, he had been a resident of Philadelphia; yet such was the secluded life he led, so careful had he been to keep his affairs, both private and business, to himself, that nothing concerning his life was known. The sketches of his career, therefore, which appeared in the newspapers of the city after his death, were wanting in detail and of no value.6

What occurred at the time of Girard’s death?

When Girard died, the authorized trustees of his will took possession of the assets of the bank, proceeded to close its affairs as speedily as possible transferring the assets to his executors as a part of his estate.

How did Girard behave, knowing he would not survive his attack of influenza and pneumonia?

As he never exhibited any concern for his life, he now displayed no fear of death which was meeting him, as he always hoped, in the midst of active labor.7

Was Girard alone at the moment of his death?

His faithful slave, Hannah, was at his bedside when he died. She had served Girard for more than fifty years and was generously rewarded in Girard’s will.

What comments did Stephen Simpson make when Girard died?

Stephen Simpson wrote of Girard:  “As a citizen Mr. Girard discharged his duties with exemplary zeal fidelity and rigor. He was repeatedly elected a member of councils; and gave his time, which to him was always money, to the improvement of the city. As a director of the bank and insurance company, he always did his duty never falling short of his portion of labor and often exceeding it.”

What prejudices did Girard face during his lifetime?

Girard lived in a time when there were intense political, national, racial and religious controversies. That he was a Frenchman brought against him from some quarters a prejudice which was strong against that nation. Girard's religious independence made him the object of intolerance during his life and particularly so after his death. His identification with the pronounced republican views of the time brought much political antagonism upon him, certain it is he had a cordial dislike for the English and after the Jay Treaty, he wrote terming it "infamous" and calling the English a “worthless and contemptible nation.” After citing some of the indignities which England had heaped upon America at that time and America's seeming supineness he concluded: “I must say our government deserves it.” As a Frenchman, Girard was naturally identified with the republicans in the demonstration against Jay's Treaty with England.8

How was Girard’s funeral reported?

The account of the Girard funeral which appeared in the United States Gazette relates that after the members of the family came, the mayor, the recorder of the city, the city councils and the members of a society of which Girard was a member arrived.9

How soon after Girard’s death was the will opened?

On the day after his death, the will was opened in order that any directions, or wishes, regarding his funeral might be duly respected. None were found, but it then became known that large bequests had been made to the City and many charitable and benevolent institutions, and it was decided to formally invite them to be represented at the funeral.10

At Stephen Girard’s funeral what were the comments made by Nicholas Biddle?

Mr. Biddle said: “He has now taken his rank among the great benefactors of mankind. From this hour that name is destined to survive to the latest posterity and while letters and the arts exist he will be cited as the man who with a generous spirit and a sagacious foresight bequeathed for the improvement of his fellow men the accumulated earnings of his life.”11

It was Nicholas Biddle, Girard's friend, Director of the Second Bank of the United States, and Chairman of the Building Committee who recommended that the architect include Grecian columns on the main building of the College. Biddle's home, Andalusia, built about 1794, has similar columns.

How did the people of Philadelphia react to Girard’s funeral?

For more than forty years, Philadelphia had not seen so many people in attendance at a funeral. There were about three thousand people crowding the streets. Not since the death of Benjamin Franklin had there been such a large turnout.

Where was Stephen Girard buried?

He was buried in the vault he built for Baron Henri Lallemand, his nephew, in the Holy Trinity Catholic Cemetery at Sixth and Spruce Streets.  Bishop Kendrick refused to permit a Catholic burial mass because the Masons would not remove their ceremonial aprons.  Twenty years later, his remains were reinterred in the Founder's Hall vestibule at Girard College behind a statue by N. Gevelot, a French sculptor living in Philadelphia.

How does Professor Wagner speak of this statue?

Dr. Wagner said that the face was copied from a death mask taken at the direction of Dr. John Y. Clark. He continued that the artist Gevelot had never seen Girard but was obliged to formulate details from descriptions by untrained observers.12

At what point during his eighty-one years did Girard at last begin to enjoy the luxury his vast wealth could easily afford?

 Having wealth was not about having luxury. He was more attuned to the Quaker philosophy which held to a simple life with no ostentatious display.






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